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We provide fast and easy business financing in all 50 states regardless of credit score. If you have $25,000+ a month in revenues, your company could qualify!

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Our secure online application only takes a few minutes. Apply today & and qualify for the best options for your company!


We’ll review your business information and lay out all the funding options we have available. Our goal is to provide you with sensible options, quickly!


Once approved, you’ll access working capital in a few hours! It's that simple!





We approve within 24 hours from application and have no credit score minimums.

What We Do


Using the latest technology, we quickly review your business information and match you with the right lending partners. We are connected to a vast network of lending professionals we handpicked to help fund your capital needs. With loan standards frequently changing, we stay on top of it all for you to deliver the right lenders at the right time. Our most successful clients typically start with a Merchant Cash Advance in order to address short term cash flow needs. Once we address this priority, we refocus on longer term strategies designed to improve the health of your company, including lines of credit, working capital loans, equipment loans, and more!


Business Funds to Meet Your Needs

Growing a business isn’t an easy task, that’s why Palm Beach Capital Funding (PBCF) offers flexible financing solutions to help fit your business’ unique needs. At PBCF, we specialize in fast, simple business financing.

Our financing options enable small businesses to access working capital when they need it most. We are 100% committed to the long-term growth of your business. We love referrals, so at PBCF the clients need is our priority.

Working Capital
Marketing Solutions
Equipment Leasing
Working Capital
Location Expansion
Debt Consolidation

Quick business loans for your company.


We are proud to provide clients with an easier way to get a quick access to working capital. We also work with entrepreneurs in all industries to help grow their business by providing commercial lending options that are much more accessible than a traditional bank.

At PBCF, we believe everyone deserves the opportunity to be a business owner. That’s why we offer fast working capital to companies owned by anyone regardless of race, creed, color, sex, ethnicity, etc. We also love to work with veterans, as our owner is a proud veteran!


If you’re interested in fast working capital through PBCF, you can use our easy online application tool to get the process started. With traditional bank lending being nearly unattainable, we offer a variety of funding options, including lines of credit, merchant cash advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more. 


Access to Working Capital to Help All Businesses Grow!
If you already have a business and need additional capital, business financing may help you reach new heights.
Dental Office
Loan Programs
Retail Store
Increase Inventory
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Open Your First Store
Funding For Expansion

Restaurants & Bars
Open Another Locations

Working Capital and Loans For Accounting Firms
Programs For
Truck Leasing
For New Projects
E-commerce Loans
For Online Stores
And Retailers
Gun Store Loans
Purchase New
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The Process

Answer some basic questions in less than a few minutes with no impact to your credit score and compare multiple offers. YOU are in the driver’s seat!

Frequently Asked Questions

  • How long will it take to receive my funds?
    Timing for receiving approved funding depends on many factors. Each lending partner has its own approval processes, and results in differing funding timelines. The typical time to fund can be anywhere from 24 hours to 6 weeks.
  • What is the difference between personal credit score and business credit profile?
    A personal credit score is a reflection of how someone repays their mortgage, auto loans, or other personal obligations and is typically demonstrated in a score from 300 to 850. The higher the score the better. A business credit profile reflects how business owner meets their business financial obligations. While there is no universal business credit score, some of the bureaus score different business behaviors to represent creditworthiness. The three primary personal credit bureaus are: Experian, Equifax, and Transunion. The three primary business credit bureaus are: Dunn & Bradstreet, Experian, and Equifax.Learn more about business credit and personal credit in our Business Owners’ Guide to Business Credit and our Business Owner’s Guide to Personal Credit.
  • What is a line of credit?
    A line of credit is a revolving form of credit that provides a predetermined capital limit and can be accessed as needed. Unlike a traditional term loan, all or part of the line can be accessed at any time up to the predetermined limit. Interest is only paid upon the amount actually used.
  • Is factoring a loan?
    Technically factoring is not a loan; it is the purchase of future receivables. A third party, known as a factor, purchases a company’s invoice(s) or purchase order(s) at a discount giving a business owner access to a percentage of that invoice or purchase order upfront, instead of when the invoice is paid. The balance, minus the agreed upon fees or discount, is paid to the business owner once collected by the factor.For example, if you had an invoice for $10,000, using a factor (or factoring that invoice) would allow you to access a percentage now, and the balance, minus the factor’s fee when the invoice was paid. Every factor is a little different, but let’s say the factor paid you $8,000 now and the factor’s fee was 6%, the transaction would look like this:$8,000 today + $2,000 – $600 (factor fee) when the invoice was paidBasically, you sold the $10,000 invoice for $600 to access the capital now, instead of later.You can read more about factoring in our Business Owners’ Guide to Factoring.
  • Can I get a business loan after bankruptcy?
    A bankruptcy in your past doesn’t necessarily preclude you from getting a small business loan, but it might make it more challenging. While not all lenders have the same requirements after bankruptcy, it’s unlikely a customer would qualify within the first year. Many lenders will require at least one year of improving credit history following the disposition of a bankruptcy.
  • What is collateral?
    Collateral is any asset or assets, which can be offered by a customer to secure a loan. Should a customer default, the lender can take possession of the asset, or assets, to satisfy the loan.
  • What is a personal guarantee on a small business loan?
    It’s common practice for lenders to require a personal guarantee from the business owner(s) to protect the lender should the business default on the loan. Lenders do this to mitigate the risk of lending to small businesses, and the guarantee is often a requirement by the lender before offering a loan. In the event of a default, a personal guarantee gives the lender additional options to collect the debt.
  • Do I need a business plan to get a loan?
    That all depends upon the type of loan you’re looking for. To qualify for an SBA loan you’ll need a business plan. While other lenders might not require a formal business plan, they will ask questions about loan purpose, how this loan might positively impact profitability, etc. Whether or not a lender requires a business plan, it’s a good idea to go through the exercise so you can articulate why you are looking for a loan and the benefit you expect to gain from the capital.
  • I. INTRODUCTION, Palm Beach Capital, and/or Palm Beach Capital Funding, collectively, and our affiliates referred to as the (“Company,” “Us,” “Our, ”or “We”) offers an online platform that provides access to information about third party financial services and products. We respect your privacy and are committed to protecting it through our compliance with this privacy policy, supplemented by the Privacy Notice for California Residents (this “Policy”). This Policy describes the types of information we may collect from you or that you may provide when you use the website at, including subdomains (our “Website”) and our related services (the “Services”) and our practices for collecting, using, maintaining, protecting, and disclosing that information. This Policy applies to information we collect: On this Website, and any other website affiliated with Us. In email, text, and other electronic messages between you and this Website and between you and the Company. When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Policy. When you interact directly with us offline or through other means including social media platforms, and any application. It does not apply to information collected by any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website or through any communication that you may have with one of our partners, such as a financial service provider. Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. IF YOU DO NOT WANT TO AGREE TO OUR POLICIES AND PRACTICES, DO NOT USE OUR WEBSITE OR ANY OF OUR SERVICES. By accessing or using this Website or any of our Services, you agree to this Policy. This Policy may change from time to time (see CHANGES TO OUR PRIVACY POLICY below).Your continued use of this Website or any of our Services after we make changes is deemed to be acceptance of those changes, so please check the Policy frequently for updates. Any capitalized terms not defined in this Policy have the definitions assigned to them in our Terms of Use []. Please note: Our Website and Services are intended to be accessed and used only by adults and are not offered or directed to minors. We do not knowingly collect personally identifiable information by anyone under the age of 18, and you should not provide us with any information regarding an individual under the age of 18.
    Personal Information Collected. We may collect personally identifiable information (“Personal Information”) to use as part of our Service. This Personal Information may include, but is not limited to: name, postal address, e-mail address, telephone number; and/or any other identifier by which you may be contacted online or offline. Other Information Collected. We may also collect the following information (together with Personal Information, “User Information”): information about you but individually does not identify you, such as your income and your credit score; information that you choose to provide about a third party that is not seeking financial information; and/or information about your internet connection, the equipment you use to access our Website and usage details. You may still access and use our Website and Services if you choose not to provide us with any of the above User Information, but some of our Website features and Services may not be available to you and may not be as accurate or complete. You may provide information about other people, such as their name and email address. This information is used for whatever reason it may have been provided. The third party may contact us at to request that we remove this information from our database. We collect this information: Directly from you when you provide it to us. Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies. From third parties, for example, financial service providers that we partner with to provide you with information about certain financial products and services. The information that we receive from these third parties will depend on the policies of that third party service. Information You Provide to Us. The User Information we collect on or through our Website or Services may include: Information that you provide by filling in forms on our Website. This includes information provided at the time of requesting a match to specific financial service providers, or posting material. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website or Services. Records and copies of your correspondence (including email addresses), if you contact us. Your responses to surveys that we might ask you to complete for research purposes. Details of transactions you carry out through our Website or any of our Services. Your search queries on the Website. The information you will need to submit in order to receive specific quotes and rates about financial services and products will be submitted on a third party service provider website, and will not be collected by the Company, unless such third party chooses to provide the information to the Company, as specified above. The collection and use of the information will be governed by the privacy policies of the financial services providers, and not this Policy. If you submit such request to a financial service provider, you may be contacted directly via mail, telephone, text message, fax, email and other means of communication by such service provider. You may receive telemarketing calls, even if you are on the national do not call registry. You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website or transmitted to other users of the Website or third parties, such as reviews of the Website (collectively, “User Contributions”).Your User Contributions are posted on and transmitted to others at your own risk. Although we may limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. Information We Collect Through Automatic Data Collection Technologies. As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the W